Privacy Policy
Introduction:
At https://mcallen-tx-business-cash-flow-loan.texasbizloans.com (hereafter ‘McAllen Tx Business Cash Flow Loan’ or ‘we’), we are committed to protecting your privacy and securing your personal data. This Privacy Policy outlines our practices related to the collection, storage, access, and processing of personal information in compliance with various global privacy laws, including:
- Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
- Quebec Law 25
- The General Data Protection Regulation (GDPR) of the European Union (EU)
- Brazil’s Lei Geral de Proteção de Dados (LGPD)
- California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA)
- Colorado’s Consumer Privacy Act (CPA)
- Utah’s Consumer Sales Practice Act (UCPA)
- Connecticut’s Consumer Data Protection Act (CTDPA)
- Virginia’s Consumer Data Protection Act (VCDPA)
- South Africa’s Protection of Personal Information Act (POPIA)
Scope:
This policy applies to all aspects of our website, applications, services, and products at https://mcallen-tx-business-cash-flow-loan.texasbizloans.com. Please note that this policy does not extend to third-party platforms, apps, or services accessed through links on our site, which have their own privacy policies.
Processing Activities:
This policy covers:
- Using our applications and services as an authorized user
- Visiting websites linked to this Privacy Policy
- Receiving communications from us (including newsletters, emails, calls, or texts/SMS)
Personal Data Collection:
We collect various types of personal information, including:
- Account details
- Payment information
- Financial data
- Purchase history
- Mobile device identifiers
- Location data
- Feedback and reviews
- Social media profiles (if connected)
- Product interest and usage information
We gather this data through user input, interactions with our systems, and automated technologies. Third parties may also provide us with personal data based on their own privacy policies.
Cookies:
We use cookies for enhanced user experience and analytics. Cookies are categorized as:
- Strictly Necessary (for core site functionality)
- Preference (to remember user preferences)
- Analytics (for performance tracking)
Users can manage non-essential cookies through our Cookie Manager.
Retention and Deletion:
We retain personal data for as long as necessary to fulfill the purpose it was collected for, in accordance with legal requirements. Once these purposes are met, we delete or anonymize the data.
Security Measures:
We implement robust organizational safeguards and security measures to protect your personal information, including encrypted communication and engaging secure third-party processors.
Children’s Privacy:
We do not knowingly collect personal data from individuals under 18 years of age.
Your Rights:
Depending on your location, you may have rights related to:
- Accessing, correcting, or deleting your personal information
- Restricting processing of your data
- Requesting a portable copy of your data
- Objecting to processing
- Filing appeals or complaints
- Withdrawing consent
To exercise these rights, please contact our privacy team.
Changes to Policy:
We reserve the right to update this policy at any time and will post any changes on our website.
Contact Information:
For questions about this Privacy Policy, unsubscribe requests, or data-related inquiries, please contact us via email at [email protected].